Your home is an investment, so you likely protect it from risk with homeowner’s insurance. However, these policies are expensive, and it’s always a good idea to find deductions whenever possible. Here are a few home improvements to help lower insurance premiums.
Install an Alarm System
Alarm systems are the backbone of your home’s security. Regardless of the provider you choose, lining your entryways with sensors and connecting with a 24/7 security monitor will save you on insurance. Alarm systems decrease the likelihood of burglary, which decreases the overall risk to your insurer. Your agency will appreciate the extra layer of protection and reward you for this prudent decision. You can also improve your door locks with deadbolts and smart locks that will keep intruders at bay.
Cleaning Your Gutters
Your gutters perform an essential function for your home’s water drainage system. But when something goes wrong with them, your home can suffer damage. Cleaning, improving, and maintaining your gutters prove that you care about home upkeep. Clean gutters reduce the risk of water pooling, foundation damage, roof deterioration, and wall mold. If you need to replace your gutters altogether, our team at Gutter Maid performs gutter installation in Maryland, and beyond. Your proactivity will shield you from costlier problems while protecting your insurer, too.
Put in Smoke Detectors
Smoke is almost always an indicator of a fire, which is a costly disaster for insurance agencies to cover. Smoke detectors alert homeowners before fires become too difficult to handle, and they give you time to call the authorities. Show your insurance agency that you put in smoke detectors, and they may lower your premium.
Replacing your roof is a costly affair, and many homeowners neglect this essential maintenance task. You should address this problem to avoid home damage and reduce your insurance bill. Consider putting in a new roof with stronger shingles, and you may save even more than you thought. Discuss which roofing solutions will guarantee a lower premium with your insurer and install them right away.
Use these home improvements to help lower insurance premiums. Start saving money today with a few of these maintenance tasks. Our professionals at Gutter Maid are more than happy to assist you with all your gutter-related needs.